PHONE: 989-295-8779

Better Score, Cheaper House
If a family put a 3.5% down payment on a $172,900 four-bedroom 
house in Greenville, South Carolina, they would take out a loan
 for $166,850. Here's what their true bottom line would look like.

Score          Rate            Payment          Cost    
760+          4.981%       $893.75         $326,900
700–759     5.203          $916.50         $335,090
680–699     5.380          $934.83         $341,689
660–679     5.594          $957.22         $349,749
640–659     6.024          $1,002.93      $366,205
620–639     6.570          $1,062.30      $387,578

Less than 620: It will be tough to get a loan at all.

Currently in the U.S. credit reporting system, it is estimated that 91% of all credit reports contain errors. It is estimated that 46% of these errors affect the credit score by as much as 50 points— costing Americans about $20 billion per year in higher mortgage rates, credit card rates, home and auto insurance rates, etc.

We work with loan officers to help clients repair credit so they are eligible for a mortgage or increase their credit scores to lower interest rates.

It takes a minimum of 620 credit score for a government guaranteed loan and much higher for a conventional loan.

• Increase credit scores to a minimum of 620
  
  

• Save you over $60,000 in interest on a home $170,000 loan
  
  

• Give you the option of buying over renting
  
  

• Save you $100’s per year on home insurance
  
  

•  Allow you to qualify for cable & telephone services
  
  

• Use Shortcuts to re-establish credit